Is Your Property in Trouble?

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My experience with SunCoast law has been amazing, From the first time I called and spoke to Kirk Collier to attorney Hogue who is handing my foreclosure case.

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Foreclosure Defense

When many people think about foreclosure they are overwhelmed. For some this feeling is paralyzing and they have no idea about what can be done to save their home. Often times these people are so frightened, they never seek the help they need. SunCoast Law foreclosure attorneys understand the emotions that people facing foreclosure feel. Whether you are one month behind on your mortgage or already in litigation, we have professionals available to take your call and examine your situation. Unfortunately, tough economic times have forced more and more families into foreclosure, but this does not mean you have to part with your home. There are a variety of options that banks offer to people having trouble paying their mortgage, and our staff has worked with thousands of families in finding a solution.


Foreclosure laws vary from state to state, but a state is either “judicial” or “non-judicial.” In judicial states, your lender must file a foreclosure action against you and process the foreclosure through the court system. Non-judicial states do not require the lender to pursue foreclosures through the courts and these foreclosures generally occur quicker than judicial state foreclosures. If you need to know if your state is judicial or non-judicial, call our professionals to get an answer to your question.

The Foreclosure Process

The Foreclosure process in judicial states begins when you miss a payment on your home. After your first missed payment, your lender will contact you by mail or phone to notify you of your missed payment. Within a few weeks of your first missed payment, fees will begin to apply to your mortgage. If you are unable to make any mortgage payments for three consecutive months, your lender will usually give you a 30 day period to make up your missed payments. If you cannot pay what you owe within the 30 days your lender will begin a foreclosure action against you.

Stop Foreclosure on Your Home

The first thing you should do if you miss a payment on your home is contact your lender and discuss your situation. Many people try to avoid their lenders, but this is the worst thing you can do. Believe it or not, your lender doesn’t want to foreclose on your home because foreclosure proceedings are expensive. If you communicate with your lender, they may be able to offer you options to resolve your payment problems. Your lender may also suggest alternatives, such as a loan modification, which can prevent foreclosure.

Our Foreclosure Attorneys Are Here For You

During this difficult time, communication and information are of the utmost importance. Make sure you are well-informed regarding foreclosure law and your options to avoid foreclosure by speaking with foreclosure attorneys at SunCoast Law. At SunCoast Law, a foreclosure lawyer from our team can help you understand your rights and work with your lender to help you avoid foreclosure. When you set up your free consultation with our team, we will discuss alternatives to foreclosure such as reinstatement, forbearance, and loan modification. After you are aware of your options, we can help you decide which course of action will meet your long-term financial goals.

Our Locations


1209 Edgewater Drive

Suite 203A

Orlando, Florida 32804

(407) 413-8400

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400 N Ashley Street

Suite 1900

Tampa, Florida 33602

Fort Myers

8831 Business Park Dr

Suite 301

Fort Myers, Florida 33912


10751 Deerwood Park Blvd

SouthWaterview II, Suite 100

Jacksonville, Florida 32256